Insights & News
The latest insights and perspectives from our team
Stablecoin KYC Compliance: What the GENIUS Act Does Not Bind
Stablecoin KYC compliance is a multi-issuer counterparty-screening problem the GENIUS Act does not bind. We show where the duplication actually sits.
This Week in Compliance: MiCA Transitional Period Ends 1 July 2026
The MiCA transitional period ends 1 July 2026: grandfathering closes, ESMA confirms no extension, and an estimated 75% of CASPs face the exit. The same week, FATF, AMLA and the UK tighten the rules on who is authorised and how they must verify customers.
FCA Cryptoasset Authorisation Gateway Analysis: Date vs Architecture
FCA cryptoasset authorisation gateway analysis: the regime opens 30 September 2026 and commences 25 October 2027 — and the architecture decides who carries the cost.
KYC Ongoing Monitoring Requirements: Periodic to Event-Driven
KYC ongoing monitoring requirements shift from periodic refresh to event-driven re-attestation under AMLR Recital 69 and the FCA's CDD findings.
Verifyo vs Jumio: Verifier-Private vs Document-Bound KYC
Verifyo vs Jumio compared on what reaches the integrating platform: a document-bound verification record versus a verifier-private Zero-Knowledge attestation.
Perpetual KYC: The PII Re-Pull Vendor Guides Don't Mention
Perpetual KYC is event-driven, not literally continuous. Under AMLR Article 26 and FinCEN effectiveness, attestation must re-fire without re-pulling PII.
This Week in Compliance: When a Name on a List Stopped Being a Decision — 12–18 June 2026
Sanctions screening requirements shifted this week: a CJEU ruling, UK EDD reform and an FCA action all made a list match an input, not the decision.
Verifyo vs Onfido: Verifier-Private vs Document-Bound KYC
Verifyo vs Onfido compared: verifier-private Zero-Knowledge KYC attestation versus Entrust IDV's document-bound stack, with Hold-to-Use pricing wedge.
Customer Due Diligence Requirements: Process Is Not Evidence
Customer due diligence requirements in 2026 turn on evidence quality, not process completion. FATF, MLR 2017, AMLR, and FinCEN reshape CDD around evidence.
Indirect Exposure Crypto Compliance: Why the 10x-20x Gap Persists
Indirect exposure crypto compliance thresholds remain 10x–20x above direct equivalents — a diagnostic look at why the gap persists at the evidence layer.
This Week in Compliance: The GENIUS Act and Who Proves Identity When Value Moves — 6–12 June 2026
The GENIUS Act stablecoin AML rule, a US debanking rule, robot wallets, a Philippine VASP licence gap and a SaaS data exposure — this week's compliance recap.
Best KYC for DeFi 2026: Stored-PII vs On-Chain vs Zero-Knowledge
Best KYC for DeFi 2026: stored-PII vendors, wallet-bound DID, and Zero-Knowledge architectures compared on privacy, GDPR fit, and regulator stance.